Our Strategies

The Laughton Company is an independent broker committed to helping people achieve their insurance and finacial goals.  We offer a wide range of products and comprehensive services to individuals and business owners.  By providing sound financial information we believe you will be better able to identify your goals and make sound decisions to help reach them.

What are the appropriate strategies that help corporations to: 

• Prepare for leadership and financial contingencies?
• Balance cost and appreciation of fringe benefits?
• Maximize the value of retirement plan benefits?
• Combat erosion of executive benefits?
• Liquidate corporate owned life insurance policies for
  more than their cash surrender values?*

What are the appropriate strategies that help family businesses to:

• Secure the best future for the companies they have built?

What are the appropriate strategies that help affluent individuals to:

• Protect financial achievement and assure long term goals?
• Sell their old life insurance policies instead of surrendering them?*

What are the appropriate strategies that help affluent families to:

• Control the value of their legacy over generations?

*Investors should consult with their own professional advisor regarding the potential tax, estate, and legal considerations that may arise in connection with entering into a life settlements transaction. Proceeds from a life settlement transaction may be taxable under federal or state law to the extent the proceeds exceed the cost basis. The proceeds from a life settlement transaction may be subject to claims of creditors. The receipt of proceeds from a life settlement transaction may adversely impact eligibility for government benefits and entitlements.  The amount received for the sale of the Policy may be impacted by the circumstances of the particular purchaser of the Policy, the insured’s life expectancy, future premiums, the death benefit, the terms of the Policy, and the current market for insurance policies, among other factors. The amount received for the sale of the Policy may be more or less than what others might receive for the sale of a similar policy. There may be high fees associated with the sell of a Life settlement.

  We can help you get the answers you need

Important Notice Regarding Compensation