Products & Services

We didn't invent the insurance and retirement benefits available today... we just have the experts who understand them!
TLC is an ensemble of professionals, working in concert to provide a wide array of insurance and investment services for your business and individual needs.

Employee Benefits

Our team is committed to coordinating the research, design, and implementation of your employee benefit programs to align with your employment culture and financial goals. We can offer both traditional and non-traditional employee benefits products to our clients through strong relationships with our carriers. These benefits include:

Group & Individual Medical Insurance Plans
Group Dental
Group Vision
Group Life Insurance
Medicare Supplement & Part D
Voluntary Benefits
Short-Term & Long-Term Disability
Critical Illness
Individual, Executive & Group Qualified Long-Term Care
Employee Assistance Programs
Organizational Development
Non-Insured Discounts & Benefits

In addition to the products listed above, we also offer expertise in cafeteria, flex and 401(k) administration, COBRA, compliance administration, HR consulting, benefits communication, and enrollment.

Retirement & Executive Benefit Plans

A company's most important asset is its key talent. Finding ways to recruit, reward, and retain key executives is an ongoing challenge. Because we provided a wide range of executive solutions, we can meet your executive benefits needs in the following areas:

Non-qualified Deferred Compensation Plans
Supplemental Executive Retirement Plans
Group Term Carve-out Programs
Split-Dollar Plans
Long-Term Care Programs
Supplemental Disability Plans
Compensation Consulting

We have the tools and resources needed to guide you through the design, implementation, funding analysis, and ongoing administration of your executive benefits programs.

Other Benefits

Our broker/dealer is Kestra Investment, Services, LLC. Recognized as one of the nation's best broker/deals, Kestra Investment Services, LLC offers a comprehensive range of products and services from the nation's leading investment companies, including:

Mutual Funds
Annuities
Variable Life
Securities
Financial Planning
IRAs
Advisory Services
Retirement Plans
529 Plans
401(k) Plans
Business Succession Plans
Estate Analysis

As Investment Adviser Representatives, we can advise you on wide range of insurance and benefits issues. When we recommend investment options for you, we do so in the context of your other planning and product decisions.

In addition to the products listed above, we also offer expertise in cafeteria, flex and 401(k) administration, COBRA compliance administration, HR consulting, benefits communication, and enrollment.

How we work at TLC The Decision Process

Our job is focused on asking tough questions, designing creative solutions, coordinating planning resources, secure financial instruments, and managing performance results for clients. Our work covers three phases:

1. Development phase

In the Development phase our local and national design teams work together with clients` decision-making team to gather data, isolate and quantify potential problems, and explore solution options. This effort combines the experienced staff of The Laughton Company with a group of financial professionals and product resources as well as NFP, Corp's, broad resources, including . . .

Plan design specialists
Product and product source analysts
Legal and accounting specialists*
Investment analysts and asset managers
Corporate and private banking specialists
Actuarial experts
Trust services providers
Insurance product providers

2. Implementation phase

Once our development team recommends solution alternatives, we perform a final analysis on the financial products that fit the plan parameters. Meanwhile, we coordinate with our clients` legal and financial advisors to complete documentation of the plan and define the administration procedures for the next phase.

3. Management phase

Once decision consensus has been reached, the plan moves into the Management phase. That is when we acquire the necessary service agreements to monitor the results of the plan and respond to ongoing needs. We want you to feel confident that we can help you with short-term and long-term goals.

*Kestra Investment Services, LLC does not provide legal or accounting advice. You should contact your professional advisors for assistance regarding your personal situation.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

mitch@laughtonco.com | 775-323-3255